Saven Technologies Limited (7TEC.BO) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

-44.1%

₹17.88

vs ₹32.00 price

Levered DCF

₹15.19

After debt service

Piotroski score

4 / 9

Average

Altman Z-score

—

Rating

Overall 3 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
P/E	10.04×	18.54×	28.25×	10.47×	13.88×	14.95×	5.17×	9.91×
P/B	1.59×	2.39×	3.81×	2.19×	2.87×	2.04×	0.95×	1.88×
P/S	1.82×	3.36×	5.35×	2.59×	4.26×	3.92×	1.16×	2.29×
EV / EBITDA	5.73×	13.65×	23.72×	6.94×	12.37×	11.11×	2.53×	6.65×
Gross margin	35.1%	38.8%	33.9%	45.8%	46.4%	42.5%	46.2%	46.6%
Operating margin	16.0%	19.8%	18.3%	29.4%	28.6%	23.0%	25.2%	24.5%
Net margin	18.1%	18.1%	18.9%	24.8%	30.7%	26.3%	22.5%	23.1%
Current ratio	6.05×	13.03×	11.61×	12.45×	11.57×	12.03×	8.42×	8.2×
Debt / equity	0×	0×	0×	0×	0×	0×	0×	0×
Interest coverage	0×	0×	603.6×	590.12×	504.97×	429.21×	656.5×	309.73×
Dividend yield	4.7%	3.4%	3.1%	5.6%	4.7%	3.5%	9.8%	5.4%
Payout ratio	47.7%	63.0%	87.3%	58.3%	65.7%	52.8%	50.6%	53.5%

Key metrics by fiscal year

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Return on equity	15.8%	12.9%	13.5%	20.9%	20.7%	13.7%	18.5%	19.0%
Return on invested capital	10.9%	10.6%	9.8%	18.5%	15.1%	9.1%	15.3%	14.5%
Return on assets	14.9%	12.4%	12.9%	20.0%	19.6%	12.9%	17.3%	17.6%
Free cash flow yield	-12.3%	-0.3%	4.0%	10.1%	-1.1%	4.3%	16.4%	5.0%
Earnings yield	10.0%	5.4%	3.5%	9.6%	7.2%	6.7%	19.4%	10.1%
Enterprise value	₹299.3M	₹414.6M	₹626.2M	₹323.7M	₹408M	₹223.8M	₹79.2M	₹189.8M
Net debt / EBITDA	-0.85×	-2.18×	-2.94×	-1.43×	-1.55×	-4.15×	-1.75×	-1.85×
Cash conversion cycle (days)	70	80	57	84	145	88	13	83