Abans Financial Services Limited (AFSL.NS) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

+56793.8%

₹114,424.74

vs ₹201.12 price

Levered DCF

-₹1,128.69

After debt service

Piotroski score

—

Altman Z-score

—

Rating

C-

Overall 1 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2025	FY2024	FY2023	FY2022	FY2021
P/E	9.68×	8.35×	15.56×	14.38×	16.37×
P/B	0.75×	0.84×	0×	0×	0×
P/S	0.04×	0.28×	1.04×	0.89×	1.73×
EV / EBITDA	6.46×	8.29×	0×	0×	0×
Gross margin	1.0%	6.8%	10.9%	5.8%	7.3%
Operating margin	0.7%	5.8%	11.4%	7.5%	14.5%
Net margin	0.4%	3.3%	6.7%	6.2%	10.6%
Current ratio	2.06×	1.62×	0×	0×	0×
Debt / equity	0.6×	0.78×	0×	0×	0×
Interest coverage	3.75×	3.01×	4.09×	29.66×	15.5×
Dividend yield	0.0%	0.0%	0.0%	0.0%	0.0%
Payout ratio	0.0%	0.0%	0.0%	0.0%	0.0%

Key metrics by fiscal year

Metric	FY2025	FY2024	FY2023	FY2022	FY2021
Return on equity	7.7%	10.1%	0.0%	0.0%	0.0%
Return on invested capital	5.0%	7.8%	0.0%	0.0%	0.0%
Return on assets	3.3%	3.5%	0.0%	0.0%	0.0%
Free cash flow yield	52.5%	-8.3%	0.0%	0.0%	0.0%
Earnings yield	10.3%	12.0%	6.4%	7.0%	6.1%
Enterprise value	₹10.8B	₹16.3B	₹0	₹0	₹0
Net debt / EBITDA	0.87×	3.69×	0×	0×	0×
Cash conversion cycle (days)	2	52	0	0	0