Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
AGMthis companyFederal Agricultural Mortgage	$181.72	10.49×	1.11×	1.45×	124.38×	-162.0%	29.5%	19.4%	15.7%	12.1%	0.6%	4.2%	17.93×	116.89×	0.28×	0.12×	4.6%	7	0.37	2	C+
CHCOCity Holding Company	$143.06	13.33×	2.11×	4.37×	11.73×	6.9%	79.0%	41.5%	33.3%	16.1%	9.2%	7.5%	0.64×	1.87×	1.92×	0.18×	2.8%	7	-0.16	3	B+
HMNHorace Mann Educators Corporation	$52.86	11.75×	1.29×	1.18×	9.39×	174.2%	35.2%	12.4%	10.0%	10.9%	1.1%	28.8%	0.4×	2.14×	5.53×	0×	3.0%	7	0.84	3	B+
NICNicolet Bankshares, Inc.	$176.00	12.06×	1.44×	3.29×	6.4×	-62.6%	69.5%	33.8%	27.3%	12.0%	1.6%	8.2%	0.11×	-2.6×	1.14×	5,079.45×	1.0%	8	-0.47	3	B
NWBINorthwest Bancshares, Inc.	$15.42	12.9×	0.93×	2.01×	11.96×	0.8%	68.3%	18.8%	14.4%	6.7%	4.5%	8.1%	0.24×	1.29×	0.73×	0.13×	6.2%	6	-0.61	3	B+
Peer median	—	12.48×	1.37×	2.65×	10.56×	3.8%	68.9%	26.3%	20.8%	11.5%	3.1%	8.1%	0.32×	1.58×	1.53×	0.16×	2.9%	7	-0.32	3	—