Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
ALBBV.HEthis companyÅlandsbanken Abp	€41.80	12.7×	2.13×	2.34×	18.11×	210.5%	79.0%	22.8%	18.4%	16.8%	1.1%	-1.1%	2.95×	9.38×	1.1×	0.4×	6.3%	3	0.27	2	C+
AKTIA.HEAktia Pankki Oyj	€11.86	88.57×	1.4×	1.34×	46.04×	1582.6%	71.3%	3.7%	1.5%	1.6%	0.1%	3.8%	7.26×	37.74×	0.14×	0.52×	6.6%	5	-0.29	2	C+
ALISA.HEAlisa Pankki Oyj	€0.11	-22.8×	1.38×	2.15×	-523.57×	554.5%	55.7%	-9.4%	-9.4%	-6.1%	-4.2%	-144.2%	0.18×	-684.09×	-0.32×	0.82×	0.0%	6	0.75	1	C-
NDA-FI.HENordea Bank Abp	€16.71	11.58×	1.72×	2.55×	31.14×	692.9%	53.8%	28.9%	22.2%	14.9%	1.3%	-5.8%	6.33×	23.09×	0.63×	0.17×	5.9%	6	0.23	2	C+
OMASP.HEOma Säästöpankki Oyj	€17.22	10.25×	0.65×	1.27×	35.65×	1298.1%	69.6%	15.5%	12.4%	6.4%	1.1%	14.3%	4.48×	28.89×	0.51×	0.27×	2.9%	8	0.24	2	C+
Peer median	—	10.91×	1.39×	1.74×	33.4×	995.5%	62.7%	9.6%	7.0%	4.0%	0.6%	-1.0%	5.4×	25.99×	0.32×	0.39×	4.4%	6	0.24	2	—