Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
AROWthis companyArrow Financial Corporation	$39.18	11.8×	1.2×	2.14×	8.52×	-28.6%	65.3%	22.8%	18.1%	10.2%	-7.2%	7.0%	0.07×	0×	0.72×	0.04×	3.6%	5	0.2	3	B-
ACNBACNB Corporation	$66.43	13.39×	1.18×	2.91×	15.12×	26.4%	73.7%	27.3%	21.7%	8.8%	1.1%	10.6%	0.78×	5.8×	1.16×	0.32×	2.9%	7	0.36	4	A-
BHBBar Harbor Bankshares	$41.82	13.38×	0.97×	2.13×	13.47×	-23.1%	67.4%	19.0%	15.2%	6.9%	4.3%	8.4%	0.51×	3.6×	0.62×	0.17×	3.9%	6	-0.66	3	B+
CBFVCB Financial Services, Inc.	$40.90	35.94×	1.11×	2.56×	25.13×	-19.5%	62.5%	7.7%	7.1%	3.1%	2.4%	9.8%	0.22×	0.43×	0.21×	0.02×	2.9%	6	0.14	3	B+
CBNKCapital Bancorp, Inc.	$42.70	8.17×	1.16×	1.53×	6.52×	18.1%	73.6%	23.3%	18.8%	14.2%	4.0%	14.5%	0.13×	0.28×	1.09×	0.13×	1.6%	5	1.43	4	A
CMTVCommunity Bancorp	$47.78	8.27×	1.23×	2.03×	10.16×	48.2%	68.9%	29.7%	24.7%	14.9%	7.8%	10.9%	0.79×	3.66×	1.02×	0.14×	2.9%	9	-0.57	3	B
Peer median	—	13.38×	1.16×	2.13×	13.47×	18.1%	68.9%	23.3%	18.8%	8.8%	4.0%	10.6%	0.51×	3.6×	1.02×	0.14×	2.9%	6	0.14	3	—