Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
AUBANK.NSthis companyAU Small Finance Bank Limited	₹929.00	23.81×	3.15×	2.91×	18.21×	-46.6%	48.5%	16.1%	12.2%	13.2%	6.7%	1.6%	0.69×	1.43×	0.36×	0.06×	0.1%	3	0.45	3	B-
CAPITALSFB.NSCapital Small Finance Bank Limited	₹272.85	7.02×	0.68×	0.87×	5.22×	-37.0%	46.6%	16.5%	12.3%	9.7%	1.2%	13.8%	0.34×	0.42×	0.32×	0×	1.8%	3	0.33	3	B+
EQUITASBNK.NSEquitas Small Finance Bank Limited	₹56.10	57.48×	0.97×	0.75×	20.47×	-138.9%	42.3%	1.6%	1.3%	1.7%	0.2%	13.1%	0.94×	0.36×	0.04×	0×	0.0%	3	0.34	3	B
ESAFSFB.NSESAF Small Finance Bank	₹42.53	-6.15×	0.57×	0.24×	-15.97×	-201.5%	36.1%	-5.3%	-3.8%	-9.3%	-0.5%	20.4%	1.54×	-9.69×	-0.12×	0×	0.0%	5	-0.77	3	B+
FINOPB.NSFino Payments Bank Limited	₹126.71	18.75×	1.22×	0.62×	8.14×	2218.2%	92.8%	4.3%	3.3%	6.5%	1.0%	0.1%	1.91×	1.29×	0.59×	0×	0.0%	2	0.6	1	D+
SURYODAY.NSSuryoday Small Finance Bank Limited	₹145.24	8.75×	0.64×	0.53×	8.81×	61.5%	50.6%	7.9%	6.0%	7.3%	2.6%	43.4%	1.5×	3.83×	0.19×	0.15×	0.0%	4	0.32	3	B
Peer median	—	8.75×	0.68×	0.62×	8.14×	-37.0%	46.6%	4.3%	3.3%	6.5%	1.0%	13.8%	1.5×	0.42×	0.19×	0×	0.0%	3	0.33	3	—