Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
BAJFINANCE.NSthis companyBajaj Finance Limited	₹1,064.85	26.19×	4.37×	6.08×	31.65×	-42.3%	58.1%	43.4%	23.2%	16.7%	4.4%	7.0%	3.22×	13.08×	0×	0.24×	0.7%	3	1.03	3	B+
CHOLAFIN.NSCholamandalam Investment and Finance Company Limited	₹1,790.80	21.86×	3.75×	3.63×	42.8×	-64.0%	52.6%	33.3%	16.6%	17.2%	3.2%	13.0%	6.93×	27.05×	0.73×	6.24×	0.1%	5	0.64	2	B-
LTF.NSL&T Finance Ltd	₹273.70	20.15×	2.15×	3.46×	38.6×	-138.1%	58.9%	35.8%	17.2%	10.7%	3.3%	17.9%	3.94×	24.32×	0.91×	0×	1.1%	5	0.56	2	C+
MANAPPURAM.NSManappuram Finance Limited	₹323.75	21.42×	1.34×	2.26×	46.41×	-154.2%	53.0%	29.7%	10.5%	6.3%	2.2%	15.0%	3.6×	32.78×	0.75×	32.19×	0.8%	2	—	2	C+
MASFIN.NSMAS Financial Services Limited	₹263.93	14.33×	1.79×	3.02×	33.9×	-26.2%	31.6%	25.4%	21.1%	12.5%	1.8%	-35.3%	3.47×	22.2×	0×	213.38×	0.7%	4	1.54	3	B+
M&MFIN.NSMahindra & Mahindra Financial Services Limited	₹280.25	13.87×	1.49×	2.01×	35.31×	-49.9%	54.6%	19.4%	14.5%	10.7%	2.0%	-33.3%	4.31×	25.9×	0.43×	0.4×	2.3%	5	0.33	2	B-
Peer median	—	20.15×	1.79×	3.02×	38.6×	-64.0%	53.0%	29.7%	16.6%	10.7%	2.2%	13.0%	3.94×	25.9×	0.73×	6.24×	0.8%	5	0.6	2	—