Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
BCALthis companyCalifornia BanCorp	$21.99	9.57×	1.06×	2.58×	6.74×	221.3%	79.7%	37.1%	26.6%	10.9%	-8.8%	9.3%	0.12×	0.21×	1.55×	0.24×	0.5%	6	0.4	4	A
AVBHAvidbank Holdings, Inc.	$34.63	8.33×	0.71×	2.7×	-6.39×	-117.0%	34.8%	-34.8%	32.3%	8.5%	0.9%	0.0%	0.08×	-0.42×	-0.61×	0×	0.0%	4	0.16	2	C
BCMLBayCom Corp	$31.36	13.49×	0.95×	2.26×	8.81×	-29.8%	68.4%	23.2%	16.9%	7.1%	9.9%	9.4%	0.07×	-0.12×	0.8×	55.06×	2.1%	8	-0.59	2	C+
BMRCBank of Marin Bancorp	$28.67	9.49×	1.05×	2.34×	4.79×	399.6%	76.1%	29.2%	24.6%	11.0%	0.9%	9.0%	0.18×	-2.9×	1.22×	473.15×	3.9%	6	0.74	4	A+
BSRRSierra Bancorp	$41.62	10.41×	1.21×	2.18×	13.96×	5.5%	73.9%	27.9%	21.0%	11.6%	4.4%	7.3%	1.42×	6.49×	1.21×	0.19×	3.1%	9	-0.37	4	A-
CWBCCommunity West Bancshares	$26.27	11.19×	1.04×	2.2×	7.94×	88.8%	72.6%	27.0%	19.6%	9.3%	1.0%	10.2%	0.35×	0.41×	1.06×	1.63×	2.1%	6	-0.55	3	B+
Peer median	—	10.41×	1.04×	2.26×	7.94×	5.5%	72.6%	27.0%	21.0%	9.3%	1.0%	9.0%	0.18×	-0.12×	1.06×	1.63×	2.1%	6	-0.37	3	—