Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
BRBSthis companyBlue Ridge Bankshares, Inc.	$4.07	38.82×	1.4×	3.01×	32.16×	-103.6%	63.5%	9.1%	7.1%	3.3%	2.1%	2.6%	0.55×	3.94×	0.23×	0×	5.0%	6	-0.59	2	C
BOTJBank of the James Financial Group, Inc.	$24.75	9.34×	1.05×	1.35×	4.96×	3.2%	77.9%	17.8%	14.4%	11.3%	0.9%	12.4%	0.11×	-1.51×	0.8×	496.36×	2.2%	6	0.52	3	B+
BWFGBankwell Financial Group, Inc.	$70.65	10.2×	1.18×	1.71×	5.89×	432.8%	51.6%	23.3%	16.9%	11.7%	1.9%	7.6%	0.6×	-0.86×	0.49×	1.89×	1.8%	7	1.5	4	A-
CARECarter Bankshares, Inc.	$29.33	14.04×	1.05×	1.73×	10.76×	-72.5%	61.7%	15.7%	12.3%	7.5%	4.9%	7.2%	0.43×	1.53×	0.39×	0.12×	0.0%	6	0.61	4	A+
CFFIC&F Financial Corporation	$107.38	8.76×	0.9×	1.26×	7.35×	4.6%	69.5%	17.8%	14.4%	10.3%	6.4%	9.4%	0.43×	0.93×	0.73×	0.18×	2.5%	6	-0.43	4	A-
FRSTPrimis Financial Corp	$14.69	5.59×	0.81×	1.1×	5.64×	47.1%	67.6%	23.2%	19.7%	14.5%	3.1%	2.6%	0.62×	1.45×	0.82×	0.07×	2.9%	5	0.18	4	A
Peer median	—	9.34×	1.05×	1.35×	5.89×	4.6%	67.6%	17.8%	14.4%	11.3%	3.1%	7.6%	0.43×	0.93×	0.73×	0.18×	2.2%	6	0.52	4	—