Brijlaxmi Leasing & Finance Limited (BRIJLEAS.BO) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

+10641.5%

₹867.92

vs ₹8.08 price

Levered DCF

-₹312.58

After debt service

Piotroski score

6 / 9

Average

Altman Z-score

—

Rating

C+

Overall 2 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
P/E	12.73×	3.31×	6.59×	-32.33×	37.31×	2,552.63×	97×	28.53×
P/B	1.23×	0.88×	1.15×	0.99×	0.96×	0.99×	0.99×	1×
P/S	3.15×	3.92×	6.88×	1.46×	128.03×	7.24×	0×	0×
EV / EBITDA	19.61×	2.61×	9.39×	16.75×	36.29×	253.07×	82.37×	48.41×
Gross margin	78.7%	69.1%	73.5%	-23.2%	-719.6%	-24.9%	0.0%	0.0%
Operating margin	56.0%	402.0%	12.3%	-45.4%	-2000.5%	-98.7%	0.0%	0.0%
Net margin	24.7%	118.7%	104.4%	-4.5%	337.4%	0.3%	0.0%	0.0%
Current ratio	136.73×	95.15×	45.87×	33.32×	22.68×	20.41×	20.69×	65.08×
Debt / equity	3.02×	2.21×	3.93×	6.63×	3.48×	0.5×	0.56×	1.68×
Interest coverage	2.34×	1.66×	0.06×	-0.71×	-1.82×	-31.1×	-36.84×	0×
Dividend yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Payout ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%

Key metrics by fiscal year

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Return on equity	9.6%	26.7%	17.5%	-3.0%	2.5%	0.0%	1.0%	3.4%
Return on invested capital	4.1%	20.5%	0.3%	-4.0%	-2.4%	-3.2%	-5.3%	-5.6%
Return on assets	2.3%	8.1%	3.5%	-0.4%	0.5%	0.0%	0.5%	1.2%
Free cash flow yield	-130.4%	237.9%	-15.5%	311.0%	-292.0%	1.2%	-115.9%	54.6%
Earnings yield	7.8%	30.2%	15.2%	-3.0%	2.6%	0.0%	1.0%	3.4%
Enterprise value	₹294.9M	₹140.2M	₹216.2M	₹186.4M	₹121.3M	₹41M	₹42.8M	₹57.7M
Net debt / EBITDA	13.99×	1.64×	7.22×	14.29×	28.09×	83.95×	29.62×	25.43×
Cash conversion cycle (days)	-116	-168	-16	3,494	213,585	-7,972	-153	-383