Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
BSRRthis companySierra Bancorp	$42.04	10.41×	1.21×	2.18×	13.96×	5.5%	73.9%	27.9%	21.0%	11.6%	4.4%	7.3%	1.42×	6.49×	1.21×	0.19×	3.1%	9	-0.37	4	A-
BCALCalifornia BanCorp	$22.08	9.57×	1.06×	2.58×	6.74×	221.3%	79.7%	37.1%	26.6%	10.9%	-8.8%	9.3%	0.12×	0.21×	1.55×	0.24×	0.5%	6	0.4	4	A
BMRCBank of Marin Bancorp	$28.87	9.49×	1.05×	2.34×	4.79×	399.6%	76.1%	29.2%	24.6%	11.0%	0.9%	9.0%	0.18×	-2.9×	1.22×	473.15×	3.9%	6	0.74	4	A+
CWBCCommunity West Bancshares	$26.41	11.19×	1.04×	2.2×	7.94×	88.8%	72.6%	27.0%	19.6%	9.3%	1.0%	10.2%	0.35×	0.41×	1.06×	1.63×	2.1%	6	-0.55	3	B+
OVLYOak Valley Bancorp	$34.65	10.37×	1.19×	3.03×	1.41×	163.5%	99.0%	37.5%	29.3%	11.5%	10.4%	9.9%	0×	-6.39×	2.3×	0.23×	2.0%	4	—	3	B
PBAMPrivate Bancorp of America, Inc.	$85.74	8.18×	1.25×	1.92×	3.39×	88.7%	69.2%	33.6%	23.6%	15.4%	13.0%	13.1%	0.11×	-2.21×	1.23×	0.17×	0.0%	6	0.49	4	A-
Peer median	—	9.57×	1.06×	2.34×	4.79×	163.5%	76.1%	33.6%	24.6%	11.0%	1.0%	9.9%	0.12×	-2.21×	1.23×	0.24×	2.0%	6	0.45	4	—