Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
BWFGthis companyBankwell Financial Group, Inc.	$70.67	10.2×	1.18×	1.71×	5.89×	432.8%	51.6%	23.3%	16.9%	11.7%	1.9%	7.6%	0.6×	-0.86×	0.49×	1.89×	1.8%	7	1.5	4	A-
BOTJBank of the James Financial Group, Inc.	$24.75	9.34×	1.05×	1.35×	4.96×	3.2%	77.9%	17.8%	14.4%	11.3%	0.9%	12.4%	0.11×	-1.51×	0.8×	496.36×	2.2%	6	0.52	3	B+
CBFVCB Financial Services, Inc.	$40.90	35.94×	1.11×	2.56×	25.13×	-19.5%	62.5%	7.7%	7.1%	3.1%	2.4%	9.8%	0.22×	0.43×	0.21×	0.02×	2.9%	6	0.14	3	B+
CCBGCapital City Bank Group, Inc.	$51.18	11.83×	1.31×	2.6×	8.31×	28.4%	87.1%	30.0%	22.0%	11.1%	1.4%	11.0%	0.17×	0.34×	2.56×	1.24×	2.3%	7	0.45	4	A-
CFFIC&F Financial Corporation	$107.22	8.76×	0.9×	1.26×	7.35×	4.6%	69.5%	17.8%	14.4%	10.3%	6.4%	9.4%	0.43×	0.93×	0.73×	0.18×	2.5%	6	-0.43	4	A-
CMTVCommunity Bancorp	$47.78	8.27×	1.23×	2.03×	10.16×	48.2%	68.9%	29.7%	24.7%	14.9%	7.8%	10.9%	0.79×	3.66×	1.02×	0.14×	2.9%	9	-0.57	3	B
Peer median	—	9.34×	1.11×	2.03×	8.31×	4.6%	69.5%	17.8%	14.4%	11.1%	2.4%	10.9%	0.22×	0.43×	0.8×	0.18×	2.5%	6	0.14	3	—