Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
BYthis companyByline Bancorp, Inc.	$38.82	10.05×	1.03×	2.08×	9.66×	-78.0%	66.1%	29.1%	20.7%	10.3%	-4.6%	10.4%	0.45×	2.69×	0.98×	0.31×	1.4%	7	-0.4	4	A-
BFCBank First Corporation	$150.57	16.85×	1.86×	4.98×	13.25×	45.7%	70.3%	36.7%	29.7%	11.1%	1.6%	4.3%	0.19×	0.71×	1.26×	1.84×	4.4%	7	-0.54	3	B+
CNOBConnectOne Bancorp, Inc.	$33.02	17.72×	0.84×	2.18×	18.93×	520.5%	44.2%	18.6%	13.3%	5.1%	0.6%	7.6%	0.74×	8.5×	0.39×	391.51×	2.9%	6	-0.62	3	B
FSUNFirstSun Capital Bancorp	$39.35	10.51×	0.91×	1.84×	3.18×	30.3%	69.3%	22.0%	17.2%	8.5%	7.2%	9.9%	0.03×	-4.54×	0.83×	0.16×	0.0%	7	-0.57	3	B
PEBOPeoples Bancorp Inc.	$38.80	9.91×	0.87×	1.7×	10.69×	-73.7%	67.5%	21.8%	17.3%	8.8%	5.2%	12.3%	0.61×	3.65×	0.85×	0.84×	5.5%	7	-0.48	3	B
PFPFBCPreferred Bank	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Peer median	—	13.68×	0.89×	2.01×	11.97×	38.0%	68.4%	21.9%	17.2%	8.7%	3.4%	8.8%	0.4×	2.18×	0.84×	1.34×	3.6%	7	-0.55	3	—