Can Fin Homes Limited (CANFINHOME.NS) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

-201.4%

-₹747.09

vs ₹736.50 price

Levered DCF

-₹7,078.84

After debt service

Piotroski score

3 / 9

Weak

Altman Z-score

0.35

Distress zone

Rating

B+

Overall 3 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
P/E	9.71×	10.31×	14.05×	11.34×	17.85×	17.92×	9.88×	15.89×
P/B	1.76×	1.74×	2.43×	1.93×	2.74×	3.13×	1.73×	2.65×
P/S	2.5×	2.29×	3.02×	2.6×	4.28×	4.07×	1.84×	2.75×
EV / EBITDA	36.57×	39.79×	43.01×	42.28×	50.04×	43.11×	41.31×	44.27×
Gross margin	38.2%	35.4%	36.3%	37.3%	41.4%	39.9%	33.5%	32.1%
Operating margin	31.8%	28.0%	27.4%	30.4%	32.4%	30.8%	25.7%	27.4%
Net margin	25.7%	22.3%	21.5%	22.9%	24.0%	22.7%	18.6%	17.3%
Current ratio	0.02×	0.02×	87.34×	0×	0.49×	0.18×	93×	2.24×
Debt / equity	6.36×	6.88×	7.29×	7.85×	7.89×	7.24×	8.59×	9.33×
Interest coverage	0.52×	0.43×	0.43×	0.49×	0.55×	0.51×	0.39×	0.4×
Dividend yield	1.6%	1.5%	0.5%	0.6%	0.6%	0.3%	0.9%	0.7%
Payout ratio	15.9%	15.5%	7.1%	6.4%	9.9%	5.8%	8.5%	10.8%

Key metrics by fiscal year

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Return on equity	18.2%	16.9%	17.3%	17.0%	15.4%	17.5%	17.5%	16.7%
Return on invested capital	2.5%	2.1%	1.6%	6.9%	4.7%	12.6%	92.6%	12.4%
Return on assets	2.4%	2.1%	2.0%	1.9%	1.7%	2.1%	1.8%	1.6%
Free cash flow yield	9.8%	10.4%	-24.5%	-57.5%	-46.6%	-10.4%	-49.7%	-49.6%
Earnings yield	10.3%	9.7%	7.1%	8.8%	5.6%	5.6%	10.1%	6.3%
Enterprise value	₹482.8B	₹433.9B	₹417.3B	₹353.7B	₹322.7B	₹270.4B	₹218B	₹209.2B
Net debt / EBITDA	28.58×	31.69×	32.14×	33.86×	37.01×	30.08×	34.27×	34.28×
Cash conversion cycle (days)	-0	-1	-1	67	657	-1	106	-1