Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
CASHthis companyPathward Financial, Inc.	$77.35	8.7×	1.86×	1.83×	8.43×	-435.4%	88.3%	24.7%	21.1%	21.4%	11.3%	0.0%	0.45×	1×	20.53×	0.24×	0.3%	7	-0.33	4	A-
CNOBConnectOne Bancorp, Inc.	$32.71	17.72×	0.84×	2.18×	18.93×	524.2%	44.2%	18.6%	13.3%	5.1%	0.6%	7.6%	0.74×	8.5×	0.39×	391.51×	2.9%	6	-0.62	3	B+
CUBICustomers Bancorp, Inc.	$85.97	11.43×	1.18×	1.77×	11.75×	-64.0%	51.6%	22.0%	15.8%	10.6%	2.6%	13.3%	0.81×	4.66×	0.51×	0.01×	0.4%	8	-0.41	3	B
EFSCEnterprise Financial Services Corp	$63.15	10.09×	0.98×	2.19×	7.78×	-12.0%	68.4%	31.1%	22.1%	9.9%	1.2%	9.1%	0.25×	1.02×	1.08×	27.2×	2.4%	7	-0.47	3	B+
ESQEsquire Financial Holdings, Inc.	$131.06	16.2×	3.07×	5.4×	9.08×	52.5%	85.0%	41.7%	30.9%	17.6%	10.9%	6.4%	0.01×	-3.23×	3.82×	488.25×	0.7%	4	-0.42	2	B-
KEYKeyCorp	$21.19	13.49×	1.11×	2.02×	13.9×	-250.8%	62.3%	20.6%	16.3%	9.0%	5.8%	9.3%	0.54×	4.18×	0.61×	0.77×	4.7%	7	-0.37	3	B
Peer median	—	13.49×	1.11×	2.18×	11.75×	-12.0%	62.3%	22.0%	16.3%	9.9%	2.6%	9.1%	0.54×	4.18×	0.61×	27.2×	2.4%	7	-0.42	3	—