Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
CFRthis companyCullen/Frost Bankers, Inc.	$157.51	12.64×	1.77×	2.78×	4.67×	33.3%	75.0%	26.4%	22.2%	14.2%	6.4%	1.6%	1.04×	-4.77×	1.13×	0.21×	3.2%	6	-0.72	3	B
BOKFBOK Financial Corporation	$131.36	12.9×	1.22×	2.17×	12.41×	0.1%	63.7%	21.4%	17.4%	9.8%	5.1%	10.2%	0.78×	3.62×	0.59×	0.17×	2.0%	7	-0.09	3	B
CBSHCommerce Bancshares, Inc.	$55.81	12.83×	1.92×	3.4×	12.01×	-6.2%	80.0%	34.2%	26.5%	14.9%	4.2%	8.1%	0.79×	2.79×	1.97×	0×	2.1%	6	-0.32	3	B+
FFINFirst Financial Bankshares, Inc.	$30.69	16.78×	2.23×	5.18×	9.96×	-81.0%	71.8%	37.5%	30.7%	13.2%	13.1%	7.2%	0.01×	-3.27×	1.54×	0.68×	2.5%	7	-0.24	4	A-
ONBOld National Bancorp	$25.42	12.39×	1.02×	2.33×	14.31×	327.9%	63.6%	23.6%	18.0%	7.9%	4.1%	7.4%	0.88×	5.64×	0.72×	0.04×	2.6%	5	-0.41	3	B+
PBProsperity Bancshares, Inc.	$72.90	12.08×	0.86×	3.76×	9.53×	-6.1%	71.9%	39.9%	31.2%	7.1%	5.5%	7.9%	0.28×	0.55×	1.42×	0.43×	3.4%	6	0.2	3	B+
Peer median	—	12.83×	1.22×	3.4×	12.01×	-6.1%	71.8%	34.2%	26.5%	9.8%	5.1%	7.9%	0.78×	2.79×	1.42×	0.17×	2.5%	6	-0.24	3	—