Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
CHCOthis companyCity Holding Company	$143.12	13.33×	2.11×	4.37×	11.73×	8.8%	79.0%	41.5%	33.3%	16.1%	9.2%	7.5%	0.64×	1.87×	1.92×	0.18×	2.8%	7	-0.17	3	B+
BHBBar Harbor Bankshares	$41.78	13.38×	0.97×	2.13×	13.47×	-22.2%	67.4%	19.0%	15.2%	6.9%	4.3%	8.4%	0.51×	3.6×	0.62×	0.17×	3.9%	6	-0.66	3	B+
CBNKCapital Bancorp, Inc.	$42.60	8.17×	1.16×	1.53×	6.52×	19.7%	73.6%	23.3%	18.8%	14.2%	4.0%	14.5%	0.13×	0.28×	1.09×	0.13×	1.6%	6	1.42	4	A-
CCBCoastal Financial Corporation	$43.97	36.73×	3.53×	2.62×	25.9×	466.7%	52.8%	9.3%	7.1%	9.6%	1.3%	14.2%	0.12×	0.35×	0.51×	728.91×	0.0%	5	1.28	2	C+
CCBGCapital City Bank Group, Inc.	$51.36	11.83×	1.31×	2.6×	8.31×	30.0%	87.1%	30.0%	22.0%	11.1%	1.4%	11.0%	0.17×	0.34×	2.56×	1.24×	2.3%	7	0.45	4	A-
CFFIC&F Financial Corporation	$107.71	8.76×	0.9×	1.26×	7.35×	6.3%	69.5%	17.8%	14.4%	10.3%	6.4%	9.4%	0.43×	0.93×	0.73×	0.18×	2.5%	7	-0.43	4	A-
Peer median	—	11.83×	1.16×	2.13×	8.31×	19.7%	69.5%	19.0%	15.2%	10.3%	4.0%	11.0%	0.17×	0.35×	0.73×	0.18×	2.3%	6	0.45	4	—