Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
CHOLAHLDNG.NSthis companyCholamandalam Financial Holdings Limited	₹1,424.40	10.5×	1.66×	0.65×	29.69×	6277.0%	48.6%	27.5%	6.2%	15.8%	2.5%	60.5%	13.61×	26.34×	0×	0.78×	0.5%	3	—	2	C+
CHOLAFIN.NSCholamandalam Investment and Finance Company Limited	₹1,790.80	21.86×	3.75×	3.63×	42.8×	-64.0%	52.6%	33.3%	16.6%	17.2%	3.2%	13.0%	6.93×	27.05×	0.73×	6.24×	0.1%	5	0.64	2	B-
FIVESTAR.NSFive-Star Business Finance Limited	₹426.90	9.46×	1.41×	3.2×	10.96×	362.1%	75.0%	51.8%	33.8%	14.9%	8.0%	13.0%	1.11×	4.03×	0×	0×	0.6%	4	1.46	3	B
IIFL.NSIIFL Finance Ltd.	₹627.00	11.02×	1.31×	1.37×	31.16×	-145.6%	54.1%	31.0%	12.4%	11.9%	3.5%	6.3%	5.01×	24.18×	0.73×	19.82×	1.1%	5	0.53	3	B-
INDOSTAR.NSIndoStar Capital Finance Limited	₹201.36	19.5×	0.72×	1.97×	24.09×	-73.4%	53.4%	19.1%	10.1%	3.7%	1.2%	-0.5%	1.45×	15.75×	0×	0.09×	0.0%	2	—	1	C-
MASFIN.NSMAS Financial Services Limited	₹263.93	14.33×	1.79×	3.02×	33.9×	-26.2%	31.6%	25.4%	21.1%	12.5%	1.8%	-35.3%	3.47×	22.2×	0×	213.38×	0.7%	4	1.54	3	B+
Peer median	—	14.33×	1.41×	3.02×	31.16×	-64.0%	53.4%	31.0%	16.6%	12.5%	3.2%	6.3%	3.47×	22.2×	0×	6.24×	0.6%	4	1.05	3	—