Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
CHYMthis companyChime Financial, Inc. Class A Common Stock	$33.10	-9.43×	6.8×	4.36×	-9.4×	-589.4%	85.9%	-47.6%	-46.2%	-72.1%	-65.5%	0.3%	0.1×	0.34×	0×	4.53×	0.0%	4	10.61	2	C
DAVEDave Inc.	$290.47	15.11×	8.39×	5.34×	16.21×	-134.0%	86.7%	33.7%	35.3%	55.5%	41.6%	9.8%	0.21×	-0.03×	26.5×	3.83×	0.0%	5	10.67	3	B+
GPNGlobal Payments Inc.	$98.32	13.25×	0.81×	2.41×	9.31×	19.5%	72.6%	19.1%	18.2%	6.1%	2.5%	11.0%	0.96×	3.93×	2.27×	1.69×	1.3%	2	0.67	2	C+
MAMastercard Incorporated	$657.84	34.49×	66.19×	15.62×	25.34×	-20.9%	100.0%	57.6%	45.6%	193.5%	47.4%	3.2%	2.46×	0.41×	26.17×	1.03×	0.5%	5	10.92	3	B
PYPLPayPal Holdings, Inc.	$60.31	10.69×	2.76×	1.69×	7.53×	128.2%	46.6%	18.3%	15.8%	25.8%	15.0%	9.9%	0.49×	0.25×	13.75×	1.29×	0.2%	7	1.93	4	A-
Peer median	—	14.18×	5.58×	3.87×	12.76×	-0.7%	79.6%	26.4%	26.8%	40.7%	28.3%	9.9%	0.72×	0.33×	19.96×	1.49×	0.4%	5	6.3	3	—