Citiport Financial Services Limited (CITIPOR.BO) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

-52.3%

₹21.43

vs ₹44.94 price

Levered DCF

-₹33.91

After debt service

Piotroski score

5 / 9

Average

Altman Z-score

3.93

Safe zone

Rating

C+

Overall 2 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
P/E	39.25×	249.8×	185.25×	221.99×	216.31×	269.75×	649.8×	2,326.09×
P/B	3.58×	2.1×	1.59×	1.62×	1.63×	1.64×	1.65×	1.68×
P/S	15.76×	18.03×	12.81×	18.14×	9.82×	19.75×	19.24×	29.58×
EV / EBITDA	29.3×	223.32×	59.47×	193.6×	106.77×	580.14×	477.18×	1,774.55×
Gross margin	84.3%	39.1%	55.2%	51.4%	30.3%	46.9%	51.4%	57.6%
Operating margin	53.7%	10.0%	27.3%	11.0%	9.9%	2.5%	4.2%	1.7%
Net margin	40.2%	7.5%	6.9%	8.2%	4.5%	7.3%	3.0%	1.3%
Current ratio	0×	21.17×	21.47×	19.18×	18.94×	0.73×	39.65×	0.21×
Debt / equity	0×	0.51×	0.43×	0.3×	0.16×	0.92×	0×	0.01×
Interest coverage	0×	0×	1.53×	151×	0.27×	102.99×	86.85×	31.49×
Dividend yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Payout ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%

Key metrics by fiscal year

Metric	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Return on equity	9.1%	0.9%	0.9%	0.7%	0.8%	0.6%	0.3%	0.1%
Return on invested capital	5.7%	0.6%	0.6%	0.6%	0.6%	1.8%	0.3%	0.1%
Return on assets	5.7%	0.5%	0.6%	0.5%	0.6%	0.3%	0.2%	0.1%
Free cash flow yield	0.2%	-0.7%	1.5%	-0.7%	-78.2%	82.9%	-19.1%	-0.4%
Earnings yield	2.5%	0.4%	0.5%	0.5%	0.5%	0.4%	0.2%	0.0%
Enterprise value	₹123.1M	₹81.7M	₹62.3M	₹58.5M	₹53.7M	₹36M	₹49.5M	₹52.9M
Net debt / EBITDA	-0.07×	43.59×	12.24×	28.84×	7.86×	-222.36×	-2.45×	12.65×
Cash conversion cycle (days)	0	0	4,331	0	-174	2,535	0	-15,131