Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
CLBKthis companyColumbia Financial, Inc.	$11.42	30.45×	1.36×	3.1×	32.16×	-70.1%	50.3%	11.9%	10.2%	4.5%	0.9%	3.7%	1.02×	11.21×	0.26×	0.08×	0.0%	6	-0.4	2	C+
CHCOCity Holding Company	$143.06	13.33×	2.11×	4.37×	11.73×	6.9%	79.0%	41.5%	33.3%	16.1%	9.2%	7.5%	0.64×	1.87×	1.92×	0.18×	2.8%	7	-0.16	3	B+
COLBColumbia Banking System, Inc.	$31.19	12.1×	1.05×	2.57×	13.17×	-52.0%	67.7%	23.4%	17.1%	7.0%	0.8%	8.6%	0.51×	3.92×	0.82×	0.22×	4.1%	6	-0.51	3	B+
CPFCentral Pacific Financial Corp.	$39.16	10.86×	1.41×	2.31×	5.15×	2.9%	76.1%	27.8%	21.4%	13.1%	10.0%	11.0%	0.17×	-2.55×	1.37×	0.14×	3.5%	8	-0.59	4	A-
CVBFCVB Financial Corp.	$22.97	12.24×	1.1×	3.93×	11.51×	-9.2%	79.9%	43.8%	32.5%	9.1%	5.1%	8.6%	0.43×	2.98×	2.12×	0.01×	4.4%	7	-0.31	3	B
FBFBNCFirst Bancorp	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Peer median	—	12.17×	1.26×	3.25×	11.62×	-3.1%	77.6%	34.6%	27.0%	11.1%	7.2%	8.6%	0.47×	2.43×	1.65×	0.16×	3.8%	7	-0.41	3	—