Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
CTBIthis companyCommunity Trust Bancorp, Inc.	$70.31	10.39×	1.19×	2.49×	10.13×	347.1%	66.7%	31.0%	24.0%	11.5%	9.1%	9.6%	0.46×	2.46×	1×	0.91×	3.5%	3	0.2	4	A-
BCBPBCB Bancorp, Inc.	$9.25	-9.61×	0.46×	0.83×	-8.7×	56.8%	26.7%	-11.0%	-7.5%	-4.1%	-2.1%	25.1%	0.95×	-0.69×	-0.23×	0.11×	9.1%	4	0.87	3	B
CBUCommunity Bank System, Inc.	$65.75	14.43×	1.51×	2.99×	11.36×	21.6%	78.8%	27.2%	20.8%	10.5%	1.2%	7.7%	0.37×	1.46×	1.43×	1.49×	3.2%	9	0.26	3	B+
CCBGCapital City Bank Group, Inc.	$51.18	11.83×	1.31×	2.6×	8.31×	28.4%	87.1%	30.0%	22.0%	11.1%	1.4%	11.0%	0.17×	0.34×	2.56×	1.24×	2.3%	7	0.45	4	A-
CMTVCommunity Bancorp	$47.78	8.27×	1.23×	2.03×	10.16×	48.2%	68.9%	29.7%	24.7%	14.9%	7.8%	10.9%	0.79×	3.66×	1.02×	0.14×	2.9%	9	-0.57	3	B
CZFSCitizens Financial Services, Inc.	$85.85	7.48×	0.81×	1.58×	11.55×	61.4%	63.3%	26.0%	21.1%	10.8%	5.3%	12.9%	0.92×	5.75×	0.74×	0.04×	3.5%	4	0.47	3	B+
Peer median	—	8.27×	1.23×	2.03×	10.16×	48.2%	68.9%	27.2%	21.1%	10.8%	1.4%	11.0%	0.79×	1.46×	1.02×	0.14×	3.2%	7	0.45	3	—