Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
CUBBthis companyCustomers Bancorp, Inc 5.375% S	$20.93	3.44×	0.34×	0.52×	7.16×	1803.0%	48.6%	21.0%	16.3%	10.6%	1.2%	66.8%	0.81×	4.98×	0.47×	0×	1.5%	4	1.16	4	A-
BANRBanner Corporation	$70.62	11.05×	1.1×	2.62×	9×	-35.4%	79.0%	29.5%	23.8%	10.0%	8.5%	11.6%	0.19×	0.73×	1.11×	0.02×	3.1%	4	-0.54	3	B+
BUSEFirst Busey Corporation	$28.95	15.97×	0.86×	2.03×	11.23×	70.8%	63.9%	17.9%	13.0%	5.5%	0.9%	8.2%	0.2×	1.43×	0.58×	0.07×	4.3%	4	-0.52	4	A-
CUBICustomers Bancorp, Inc.	$86.21	11.43×	1.18×	1.77×	11.75×	-64.0%	51.6%	22.0%	15.8%	10.6%	2.6%	13.3%	0.81×	4.66×	0.51×	0.01×	0.4%	8	-0.41	3	B
EFSCEnterprise Financial Services Corp	$62.50	10.09×	0.98×	2.19×	7.78×	-12.0%	68.4%	31.1%	22.1%	9.9%	1.2%	9.1%	0.25×	1.02×	1.08×	27.2×	2.4%	7	-0.47	3	B+
FBFBNCFirst Bancorp	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Peer median	—	11.24×	1.04×	2.11×	10.12×	-23.7%	66.2%	25.7%	19.0%	10.0%	1.9%	10.3%	0.22×	1.22×	0.83×	0.04×	2.8%	6	-0.5	3	—