Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
CUBIthis companyCustomers Bancorp, Inc.	$86.84	11.43×	1.18×	1.77×	11.75×	-64.0%	51.6%	22.0%	15.8%	10.6%	2.6%	13.3%	0.81×	4.66×	0.51×	0.01×	0.4%	8	-0.41	3	B
BANRBanner Corporation	$70.60	11.05×	1.1×	2.62×	9×	-35.4%	79.0%	29.5%	23.8%	10.0%	8.5%	11.6%	0.19×	0.73×	1.11×	0.02×	3.1%	4	-0.54	3	B+
BUSEFirst Busey Corporation	$29.13	15.97×	0.86×	2.03×	11.23×	70.8%	63.9%	17.9%	13.0%	5.5%	0.9%	8.2%	0.2×	1.43×	0.58×	0.07×	4.3%	4	-0.52	4	A-
EFSCEnterprise Financial Services Corp	$62.76	10.09×	0.98×	2.19×	7.78×	-12.0%	68.4%	31.1%	22.1%	9.9%	1.2%	9.1%	0.25×	1.02×	1.08×	27.2×	2.4%	7	-0.47	3	B+
FBFBNCFirst Bancorp	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FFBCFirst Financial Bancorp.	$33.04	9.3×	0.86×	1.89×	9.37×	52.5%	68.4%	25.5%	20.3%	9.2%	5.4%	13.4%	0.43×	2.8×	0.89×	0.28×	4.0%	5	-0.36	4	A-
Peer median	—	10.57×	0.92×	2.11×	9.19×	20.2%	68.4%	27.5%	21.2%	9.6%	3.3%	10.3%	0.22×	1.22×	0.99×	0.17×	3.6%	5	-0.5	4	—