Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
FBIZthis companyFirst Business Financial Services, Inc.	$74.81	8.96×	1.19×	1.59×	10.46×	448.1%	57.3%	21.6%	18.0%	13.5%	1.2%	13.8%	0.7×	3.56×	0.55×	0.31×	2.4%	6	1.33	4	A-
BFCBank First Corporation	$149.95	16.85×	1.86×	4.98×	13.25×	45.9%	70.3%	36.7%	29.7%	11.1%	1.6%	4.3%	0.19×	0.71×	1.26×	1.84×	4.4%	7	-0.54	3	B+
BFSTBusiness First Bancshares, Inc.	$32.54	9.37×	0.86×	1.51×	7.66×	-29.7%	60.9%	22.2%	17.2%	9.8%	6.0%	11.9%	0.61×	1.18×	0.59×	0.15×	2.9%	6	-0.58	3	B+
CCBCoastal Financial Corporation	$43.94	36.73×	3.53×	2.62×	25.9×	472.3%	52.8%	9.3%	7.1%	9.6%	1.3%	14.2%	0.12×	0.35×	0.51×	728.91×	0.0%	5	1.28	2	C+
CIVBCivista Bancshares, Inc.	$28.49	8.42×	0.72×	1.53×	9.13×	19.5%	66.4%	21.7%	18.1%	8.5%	5.3%	10.8%	0.52×	3.16×	0.67×	0.11×	3.0%	6	-0.53	4	A-
FCFCBMFirst Carolina Financial Services	$13.49	31.5×	1.1×	1.8×	16.74×	-450.7%	53.0%	7.3%	5.8%	3.5%	16.3%	8.4%	0.4×	0.19×	0.17×	0×	0.0%	—	—	3	B+
Peer median	—	16.85×	1.1×	1.8×	13.25×	19.5%	60.9%	21.7%	17.2%	9.6%	5.3%	10.8%	0.4×	0.71×	0.59×	0.15×	2.9%	6	-0.53	3	—