Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
FCBCthis companyFirst Community Bankshares, Inc.	$46.04	12.68×	1.23×	3.33×	1.55×	76.5%	90.3%	34.0%	26.3%	9.7%	-122.0%	9.7%	0×	-7.43×	3.52×	0.73×	9.8%	5	-0.33	4	A-
CMTVCommunity Bancorp	$48.20	8.27×	1.23×	2.03×	10.16×	48.2%	68.9%	29.7%	24.7%	14.9%	7.8%	10.9%	0.79×	3.66×	1.02×	0.14×	2.9%	9	-0.57	3	B
CTBICommunity Trust Bancorp, Inc.	$69.96	10.39×	1.19×	2.49×	10.13×	347.1%	66.7%	31.0%	24.0%	11.5%	9.1%	9.6%	0.46×	2.46×	1×	0.91×	3.5%	3	0.2	4	A-
CWBCCommunity West Bancshares	$26.27	11.19×	1.04×	2.2×	7.94×	88.8%	72.6%	27.0%	19.6%	9.3%	1.0%	10.2%	0.35×	0.41×	1.06×	1.63×	2.1%	6	-0.55	3	B+
CZFSCitizens Financial Services, Inc.	$86.76	7.48×	0.81×	1.58×	11.55×	61.4%	63.3%	26.0%	21.1%	10.8%	5.3%	12.9%	0.92×	5.75×	0.74×	0.04×	3.5%	4	0.47	3	B+
CZWICitizens Community Bancorp, Inc.	$23.32	12.21×	0.92×	1.92×	11.09×	-16.8%	54.7%	7.0%	16.0%	7.7%	2.0%	6.0%	0.28×	-7.02×	0.16×	0.13×	2.1%	6	-0.58	3	B
Peer median	—	10.39×	1.04×	2.03×	10.16×	61.4%	66.7%	27.0%	21.1%	10.8%	5.3%	10.2%	0.46×	2.46×	1×	0.14×	2.9%	6	-0.55	3	—