Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
FDBCthis companyFidelity D & D Bancorp, Inc.	$70.26	8.92×	1.05×	1.79×	3.12×	-10.4%	65.5%	23.6%	20.1%	11.8%	10.0%	9.9%	0.07×	-3.4×	0.7×	0.14×	3.7%	8	-0.63	3	B+
COSOCoastalSouth Bancshares, Inc.	$28.39	10.38×	1.03×	1.97×	7.66×	30.0%	58.0%	22.9%	18.3%	9.6%	-5.6%	22.9%	0.12×	-0.34×	0.58×	0.15×	0.0%	5	0.44	4	A-
CZFSCitizens Financial Services, Inc.	$86.17	7.48×	0.81×	1.58×	11.55×	61.4%	63.3%	26.0%	21.1%	10.8%	5.3%	12.9%	0.92×	5.75×	0.74×	0.04×	3.5%	4	0.47	3	B+
FNLCThe First Bancorp, Inc.	$36.80	8.53×	1.03×	1.65×	10.17×	-53.9%	52.3%	23.6%	19.4%	12.1%	6.9%	11.8%	0.66×	3.53×	0.51×	0.11×	5.6%	6	-0.52	3	B+
FUNCFirst United Corporation	$46.73	9.9×	1.19×	2.04×	6.35×	56.1%	70.2%	27.3%	20.6%	12.0%	7.0%	6.3%	0.56×	-0.47×	0.99×	0.09×	2.5%	8	-0.48	3	B+
ISTRInvestar Holding Corporation	$28.44	12.04×	0.87×	1.71×	12.71×	-84.6%	61.0%	18.1%	14.9%	7.6%	-2.8%	6.4%	0.51×	4.12×	0.44×	0.31×	1.8%	6	-0.58	3	B
Peer median	—	9.9×	1.03×	1.71×	10.17×	30.0%	61.0%	23.6%	19.4%	10.8%	5.3%	11.8%	0.56×	3.53×	0.58×	0.11×	2.5%	6	-0.48	3	—