Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
FDSBthis companyFifth District Savings Bank	$17.89	18.99×	0.59×	2.91×	14.86×	-25.1%	65.2%	15.8%	15.4%	3.2%	2.9%	1.2%	0×	-1.03×	0.45×	0.02×	0.0%	5	0.66	2	C
AUBNAuburn National Bancorporation, Inc.	$25.85	12.96×	1.02×	2.87×	-2.86×	88.8%	98.1%	28.1%	22.1%	7.9%	7.6%	11.5%	0×	-11.17×	0.83×	0.14×	4.0%	6	0.3	2	C+
BOTJBank of the James Financial Group, Inc.	$24.63	9.34×	1.05×	1.35×	4.96×	3.2%	77.9%	17.8%	14.4%	11.3%	0.9%	12.4%	0.11×	-1.51×	0.8×	496.36×	2.2%	6	0.52	3	B+
CLSTCatalyst Bancorp, Inc.	$16.91	28.12×	0.72×	3.82×	16.46×	-88.6%	72.8%	16.3%	13.4%	2.5%	2.1%	5.3%	0.18×	-3.58×	0.61×	0.4×	0.0%	5	1.19	2	C+
CPBICentral Plains Bancshares, Inc. Common Stock	$20.96	16.14×	0.73×	2.14×	9.67×	-68.2%	69.5%	16.5%	13.2%	4.5%	4.7%	9.0%	0×	-1.22×	0.56×	1,703.58×	0.0%	6	0.49	2	B-
FNWBFirst Northwest Bancorp	$9.92	-19.54×	0.57×	0.84×	-71.56×	-301.3%	47.3%	-5.5%	-3.9%	-2.7%	-0.8%	-3.1%	2.06×	-52.08×	-0.12×	0.06×	1.5%	3	1.21	2	C
Peer median	—	12.96×	0.73×	2.14×	4.96×	-68.2%	72.8%	16.5%	13.4%	4.5%	2.1%	9.0%	0.11×	-3.58×	0.61×	0.4×	1.5%	6	0.52	2	—