Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
FFINthis companyFirst Financial Bankshares, Inc.	$30.69	16.78×	2.23×	5.18×	9.96×	-81.0%	71.8%	37.5%	30.7%	13.2%	13.1%	7.2%	0.01×	-3.27×	1.54×	0.68×	2.5%	7	-0.24	4	A-
AUBAtlantic Union Bankshares Corporation	$40.10	17.39×	0.91×	2.23×	15.24×	115.0%	60.3%	16.6%	13.5%	5.5%	4.1%	1.9%	0.3×	3.31×	0.51×	6.81×	4.2%	7	0.16	3	B+
BANFBancFirst Corporation	$117.10	14.68×	1.91×	4.3×	10.59×	-58.3%	82.9%	36.8%	29.2%	13.0%	1.6%	6.7%	0.07×	-0.29×	0.98×	20.32×	1.8%	5	-0.29	3	B+
FBFBNCFirst Bancorp	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FFBCFirst Financial Bancorp.	$32.98	9.3×	0.86×	1.89×	9.37×	52.5%	68.4%	25.5%	20.3%	9.2%	5.4%	13.4%	0.43×	2.8×	0.89×	0.28×	4.0%	5	-0.36	4	A-
FULTFulton Financial Corporation	$24.06	9.2×	1.02×	1.87×	7.1×	3.5%	67.4%	25.7%	20.7%	11.2%	7.1%	8.0%	0.37×	0.49×	0.84×	0.13×	4.0%	6	-0.6	3	B+
Peer median	—	11.99×	0.96×	2.06×	9.98×	28.0%	67.9%	25.6%	20.5%	10.2%	4.8%	7.4%	0.34×	1.64×	0.86×	3.55×	4.0%	6	-0.32	3	—