Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
FGBIthis companyFirst Guaranty Bancshares, Inc.	$12.43	-1.29×	0.33×	0.38×	9.09×	248.3%	-6.2%	-35.0%	-28.6%	-24.8%	-1.4%	-13.3%	0.82×	10.26×	-0.54×	120.47×	3.8%	7	-0.38	3	B+
AUBNAuburn National Bancorporation, Inc.	$25.76	12.96×	1.02×	2.87×	-2.86×	88.8%	98.1%	28.1%	22.1%	7.9%	7.6%	11.5%	0×	-11.17×	0.83×	0.14×	4.0%	6	0.3	2	C+
FNWBFirst Northwest Bancorp	$10.05	-19.54×	0.57×	0.84×	-71.56×	-301.3%	47.3%	-5.5%	-3.9%	-2.7%	-0.8%	-3.1%	2.06×	-52.08×	-0.12×	0.06×	1.5%	3	1.21	2	C
LSBKLake Shore Bancorp, Inc.	$18.93	15.27×	0.77×	2.76×	5×	-7.0%	70.9%	22.1%	18.4%	5.1%	1.0%	6.8%	0.01×	-6.83×	0.75×	200.88×	0.9%	8	—	2	C
MGYRMagyar Bancorp, Inc.	$21.80	9.43×	0×	1.86×	0×	2.3%	62.3%	27.8%	19.7%	0.0%	0.0%	0.0%	0×	0×	0.77×	0×	2.0%	6	-0.62	2	C
PBHCPathfinder Bancorp, Inc.	$16.68	-26.13×	0.73×	1.12×	-108.91×	544.7%	38.5%	-5.2%	-4.3%	-2.8%	-0.3%	11.3%	0.89×	-56.5×	-0.13×	26.41×	2.8%	5	0.99	2	C
Peer median	—	9.43×	0.73×	1.86×	-2.86×	2.3%	62.3%	22.1%	18.4%	0.0%	0.0%	6.8%	0.01×	-11.17×	0.75×	0.14×	2.0%	6	0.65	2	—