Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
FLGthis companyFlagstar Financial, Inc.	$10.65	-24.69×	0.64×	1.11×	-337.2×	-398.7%	37.6%	-4.2%	-3.8%	-2.2%	1.3%	-11.5%	1.5×	-232.62×	-0.07×	0.54×	0.9%	4	0.3	2	C
ABCBAmeris Bancorp	$83.42	12.34×	1.25×	3.05×	9.74×	-43.0%	68.3%	32.0%	24.7%	10.1%	1.5%	7.3%	0.18×	0.85×	1.17×	0.62×	1.1%	6	0.38	3	B+
AUBAtlantic Union Bankshares Corporation	$40.29	17.39×	0.91×	2.23×	15.24×	115.0%	60.3%	16.6%	13.5%	5.5%	4.1%	1.9%	0.3×	3.31×	0.51×	6.81×	4.2%	7	0.16	3	B+
AXAxos Financial, Inc.	$94.54	11.25×	1.74×	2.52×	7.54×	-26.0%	63.0%	29.5%	22.4%	15.5%	9.7%	5.3%	0.34×	-0.05×	0.91×	0.07×	0.0%	8	-0.46	3	B+
FFINFirst Financial Bankshares, Inc.	$30.74	16.78×	2.23×	5.18×	9.96×	-81.0%	71.8%	37.5%	30.7%	13.2%	13.1%	7.2%	0.01×	-3.27×	1.54×	0.68×	2.5%	7	-0.24	4	A-
GBCIGlacier Bancorp, Inc.	$48.87	22.03×	1.36×	4.02×	22.14×	249.2%	69.0%	22.9%	16.8%	5.7%	0.9%	6.1%	0.69×	6.87×	0.8×	307.57×	2.8%	7	-0.41	3	B
Peer median	—	16.78×	1.36×	3.05×	9.96×	-26.0%	68.3%	29.5%	22.4%	10.1%	4.1%	6.1%	0.3×	0.85×	0.91×	0.68×	2.5%	7	-0.24	3	—