Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
FNWDthis companyFinward Bancorp	$43.80	18.62×	0.86×	1.49×	15.16×	569.3%	65.6%	8.0%	8.0%	4.6%	0.9%	6.0%	0.48×	4.65×	0.23×	1.77×	1.0%	7	-0.59	2	C+
BVFLBV Financial, Inc.	$21.89	12.6×	0.83×	2.92×	7.43×	24.6%	76.6%	32.4%	25.7%	7.3%	5.1%	12.3%	0.19×	-1.16×	1.33×	0.12×	0.0%	7	0.58	4	A-
CFBKCF Bankshares Inc.	$35.51	9.24×	0.85×	1.25×	0.9×	68.4%	41.8%	17.1%	13.5%	9.2%	0.8%	11.6%	0.66×	-6.23×	0.33×	15.31×	1.2%	5	0.3	4	A-
CZWICitizens Community Bancorp, Inc.	$23.57	12.21×	0.92×	1.92×	11.09×	-16.8%	54.7%	7.0%	16.0%	7.7%	2.0%	6.0%	0.28×	-7.02×	0.16×	0.13×	2.1%	6	-0.58	3	B
ECBKECB Bancorp, Inc.	$21.50	18.11×	0.82×	1.77×	30.98×	-24.9%	39.9%	13.1%	9.8%	4.5%	1.6%	6.4%	1.66×	17.79×	0.22×	0.1×	0.0%	8	-0.45	3	B
FCAPFirst Capital, Inc.	$62.48	12.11×	1.44×	3.03×	2.82×	178.1%	75.7%	30.5%	25.1%	11.9%	11.2%	10.1%	0×	-6.61×	1.35×	0.35×	2.0%	6	0.23	3	B+
Peer median	—	12.21×	0.85×	1.92×	7.43×	24.6%	54.7%	17.1%	16.0%	7.7%	2.0%	10.1%	0.28×	-6.23×	0.33×	0.13×	1.2%	6	0.23	3	—