Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
FRBTthis companyForbright, Inc. Class A Common Stock	$19.95	8.3×	1.09×	1.53×	3.66×	-6.3%	52.7%	17.2%	15.0%	10.7%	7.9%	0.2%	0.18×	-4.54×	0.4×	0.28×	0.0%	—	—	1	C-
BYByline Bancorp, Inc.	$38.85	10.05×	1.03×	2.08×	9.66×	-78.5%	66.1%	29.1%	20.7%	10.3%	-4.6%	10.4%	0.45×	2.69×	0.98×	0.31×	1.4%	7	-0.4	4	A-
CUBICustomers Bancorp, Inc.	$86.84	11.43×	1.18×	1.77×	11.75×	-64.0%	51.6%	22.0%	15.8%	10.6%	2.6%	13.3%	0.81×	4.66×	0.51×	0.01×	0.4%	8	-0.41	3	B
DCOMDime Community Bancshares, Inc.	$42.84	12.75×	0.88×	1.77×	-4.24×	85.4%	56.1%	21.5%	15.2%	7.5%	4.4%	14.1%	0.25×	-12.21×	0.57×	0.25×	3.9%	8	-0.49	3	B+
FBIZFirst Business Financial Services, Inc.	$75.26	8.96×	1.19×	1.59×	10.46×	448.1%	57.3%	21.6%	18.0%	13.5%	1.2%	13.8%	0.7×	3.56×	0.55×	0.31×	2.4%	6	1.33	4	A-
FSUNFirstSun Capital Bancorp	$39.49	10.51×	0.91×	1.84×	3.18×	29.2%	69.3%	22.0%	17.2%	8.5%	7.2%	9.9%	0.03×	-4.54×	0.83×	0.16×	0.0%	7	-0.56	3	B
Peer median	—	10.51×	1.03×	1.77×	9.66×	29.2%	57.3%	22.0%	17.2%	10.3%	2.6%	13.3%	0.45×	2.69×	0.57×	0.25×	1.4%	7	-0.41	3	—