Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
FRMEthis companyFirst Merchants Corporation	$41.30	9.61×	0.88×	2.06×	10.67×	17.8%	61.0%	24.7%	21.5%	9.2%	-4.3%	13.1%	0.41×	3.17×	0.67×	0.2×	3.9%	6	-0.49	3	B+
BANRBanner Corporation	$70.62	11.05×	1.1×	2.62×	9×	-35.4%	79.0%	29.5%	23.8%	10.0%	8.5%	11.6%	0.19×	0.73×	1.11×	0.02×	3.1%	4	-0.54	3	B+
BFCBank First Corporation	$148.66	16.85×	1.86×	4.98×	13.25×	45.9%	70.3%	36.7%	29.7%	11.1%	1.6%	4.3%	0.19×	0.71×	1.26×	1.84×	4.4%	7	-0.54	3	B+
BUSEFirst Busey Corporation	$28.95	15.97×	0.86×	2.03×	11.23×	70.8%	63.9%	17.9%	13.0%	5.5%	0.9%	8.2%	0.2×	1.43×	0.58×	0.07×	4.3%	4	-0.52	4	A-
FCFFirst Commonwealth Financial Corporation	$21.09	11.39×	1.12×	2.38×	10.16×	22.3%	67.6%	27.2%	20.9%	9.8%	1.3%	9.9%	0.29×	1.7×	0.96×	0.37×	3.2%	7	-0.65	4	A-
FFBCFirst Financial Bancorp.	$32.98	9.3×	0.86×	1.89×	9.37×	52.5%	68.4%	25.5%	20.3%	9.2%	5.4%	13.4%	0.43×	2.8×	0.89×	0.28×	4.0%	5	-0.36	4	A-
Peer median	—	11.39×	1.1×	2.38×	10.16×	45.9%	68.4%	27.2%	20.9%	9.8%	1.6%	9.9%	0.2×	1.43×	0.96×	0.28×	4.0%	5	-0.54	4	—