Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
FXNCthis companyFirst National Corporation	$30.43	12.81×	1.22×	2.02×	4.11×	104.8%	74.0%	19.6%	15.8%	9.5%	7.4%	9.3%	0.23×	-4.47×	0.84×	0.1×	2.4%	6	0.45	3	B+
AVBHAvidbank Holdings, Inc.	$34.73	8.33×	0.71×	2.7×	-6.39×	-117.0%	34.8%	-34.8%	32.3%	8.5%	0.9%	0.0%	0.08×	-0.42×	-0.61×	0×	0.0%	4	0.16	2	C
CBNAChain Bridge Bancorp, Inc.	$51.36	11.25×	1.34×	3.83×	-13.89×	316.1%	93.4%	42.8%	34.1%	12.0%	11.4%	5.1%	0×	-22.68×	5.85×	0.59×	0.0%	4	0.64	3	B
EFSIEagle Financial Services, Inc.	$46.00	25.03×	1.13×	2.04×	25.16×	-16.5%	61.6%	9.5%	7.9%	4.3%	2.9%	12.4%	0.37×	5.2×	0.27×	0.09×	2.9%	7	-0.58	3	B+
FCCOFirst Community Corporation	$33.36	11.81×	1.36×	2.05×	5.31×	110.6%	68.1%	22.7%	17.3%	11.5%	6.3%	7.7%	0.74×	-1.02×	0.72×	0.1×	2.1%	5	0.16	4	A-
FRAFFranklin Financial Services Corporation	$69.50	10.59×	1.29×	1.69×	10.97×	13.8%	64.3%	19.7%	15.9%	12.1%	5.3%	10.9%	1.23×	3.03×	0.59×	0.13×	2.6%	6	0.31	3	B+
Peer median	—	11.25×	1.29×	2.05×	5.31×	13.8%	64.3%	19.7%	17.3%	11.5%	5.3%	7.7%	0.37×	-0.42×	0.59×	0.1×	2.1%	5	0.16	3	—