Galada Finance Limited (GALADAFIN.BO) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

-72.9%

₹9.06

vs ₹33.50 price

Levered DCF

-₹539.75

After debt service

Piotroski score

4 / 9

Average

Altman Z-score

—

Rating

C+

Overall 2 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
P/E	14.09×	24.17×	12.78×	111.11×	-18.39×	-43.75×	-4.32×	-19.37×
P/B	1×	1.04×	0.78×	0.52×	0.97×	0.62×	0.61×	0.62×
P/S	2.4×	3.64×	3.22×	2.95×	4.73×	3.5×	3.15×	2.68×
EV / EBITDA	22.39×	22.35×	12.17×	25.07×	-75.85×	65.08×	-10.79×	44.81×
Gross margin	46.4%	45.1%	55.6%	53.4%	49.5%	49.2%	54.3%	69.2%
Operating margin	20.0%	16.7%	16.0%	18.4%	20.3%	18.1%	14.4%	23.5%
Net margin	17.0%	15.1%	25.2%	2.7%	-25.9%	-8.1%	-73.1%	-16.0%
Current ratio	0.07×	1.57×	2.89×	36.35×	3.23×	1.09×	1.19×	15.13×
Debt / equity	1.55×	0.89×	0.67×	0.31×	0.46×	0.61×	0.47×	0.88×
Interest coverage	0×	2.85×	0.55×	2.92×	2.57×	2.45×	1.38×	1.37×
Dividend yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Payout ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%

Key metrics by fiscal year

Metric	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Return on equity	7.1%	4.3%	6.1%	0.5%	-5.3%	-1.4%	-14.1%	-3.7%
Return on invested capital	2.4%	1.9%	1.8%	0.8%	2.7%	1.9%	1.8%	2.9%
Return on assets	2.4%	2.0%	3.4%	0.4%	-3.5%	-0.8%	-9.1%	-2.4%
Free cash flow yield	-84.7%	-38.3%	-64.7%	36.7%	5.2%	-20.0%	-21.6%	8.6%
Earnings yield	7.1%	4.1%	7.8%	0.9%	-5.5%	-2.3%	-23.2%	-6.0%
Enterprise value	₹153.9M	₹109.1M	₹77.8M	₹41M	₹72.2M	₹61.4M	₹52M	₹78.6M
Net debt / EBITDA	13.33×	10.02×	5.39×	8.75×	-23.66×	31.7×	-4.61×	25.94×
Cash conversion cycle (days)	0	0	0	0	0	0	0	0