Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
GBFHthis companyGBank Financial Holdings Inc.	$15.84	23.21×	2.92×	4.42×	9.42×	385.0%	65.8%	24.7%	19.1%	12.6%	9.7%	0.0%	0.19×	-4.89×	0.81×	0.24×	0.0%	2	0.27	3	B-
ALRSAlerus Financial Corporation	$34.58	32.64×	1.01×	1.74×	23.69×	-80.4%	67.2%	6.9%	5.3%	3.1%	5.1%	10.3%	0.78×	9.36×	0.21×	0.29×	3.6%	7	0.22	2	C+
AROWArrow Financial Corporation	$39.24	11.8×	1.2×	2.14×	8.52×	-28.6%	65.3%	22.8%	18.1%	10.2%	-7.2%	7.0%	0.07×	0×	0.72×	0.04×	3.6%	5	0.2	3	B-
BHBBar Harbor Bankshares	$41.81	13.38×	0.97×	2.13×	13.47×	-23.1%	67.4%	19.0%	15.2%	6.9%	4.3%	8.4%	0.51×	3.6×	0.62×	0.17×	3.9%	6	-0.66	3	B+
EGBNEagle Bancorp, Inc.	$34.27	-5.09×	0.57×	1.02×	-0.38×	-0.2%	3.2%	-26.9%	-20.2%	-11.2%	-1.1%	3.2%	0.1×	3.49×	-0.51×	293.43×	2.4%	4	0.29	3	B+
FMNBFarmers National Banc Corp.	$15.74	9.12×	1.03×	1.84×	11.81×	23.7%	63.8%	23.9%	20.1%	11.2%	1.0%	10.4%	0.76×	4.83×	0.71×	0.33×	5.1%	3	0.19	3	B+
Peer median	—	11.8×	1.01×	1.84×	11.81×	-23.1%	65.3%	19.0%	15.2%	6.9%	1.0%	8.4%	0.51×	3.6×	0.62×	0.29×	3.6%	5	0.2	3	—