Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
HAPNthis companyHappen, Inc. Common Stock	$16.30	16.05×	1.46×	1.64×	3.48×	-29.4%	64.7%	25.0%	10.2%	9.0%	15.7%	-131.3%	0.01×	-2.44×	0.99×	0.1×	0.0%	4	-0.15	3	B
BKUBankUnited, Inc.	$44.51	12.52×	1.11×	1.58×	12.61×	-121.7%	49.5%	16.7%	12.5%	8.8%	0.8%	10.6%	0.65×	4.3×	0.44×	15.41×	2.7%	7	-0.42	3	B+
BYByline Bancorp, Inc.	$38.85	10.05×	1.03×	2.08×	9.66×	-78.5%	66.1%	29.1%	20.7%	10.3%	-4.6%	10.4%	0.45×	2.69×	0.98×	0.31×	1.4%	7	-0.4	4	A-
CBNKCapital Bancorp, Inc.	$42.70	8.17×	1.16×	1.53×	6.52×	18.1%	73.6%	23.3%	18.8%	14.2%	4.0%	14.5%	0.13×	0.28×	1.09×	0.13×	1.6%	5	1.43	4	A
CHCOCity Holding Company	$143.06	13.33×	2.11×	4.37×	11.73×	6.9%	79.0%	41.5%	33.3%	16.1%	9.2%	7.5%	0.64×	1.87×	1.92×	0.18×	2.8%	7	-0.16	3	B+
CUBICustomers Bancorp, Inc.	$86.84	11.43×	1.18×	1.77×	11.75×	-64.0%	51.6%	22.0%	15.8%	10.6%	2.6%	13.3%	0.81×	4.66×	0.51×	0.01×	0.4%	8	-0.41	3	B
Peer median	—	11.43×	1.16×	1.77×	11.73×	-64.0%	66.1%	23.3%	18.8%	10.6%	2.6%	10.6%	0.64×	2.69×	0.98×	0.18×	1.6%	7	-0.4	3	—