Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
HTBthis companyHomeTrust Bancshares, Inc.	$47.68	11.45×	1.21×	2.49×	4.14×	-15.4%	70.5%	27.7%	22.0%	10.7%	7.7%	5.9%	0.02×	-3.48×	1.02×	0.13×	1.1%	7	-0.44	3	B+
AMTBAmerant Bancorp Inc.	$30.00	15.48×	0.85×	1.22×	19.34×	-85.4%	57.4%	10.1%	8.0%	5.6%	1.3%	12.3%	1.11×	8.06×	0.28×	0.43×	1.4%	8	-0.39	2	C
BFSTBusiness First Bancshares, Inc.	$32.54	9.37×	0.86×	1.51×	7.66×	-29.7%	60.9%	22.2%	17.2%	9.8%	6.0%	11.9%	0.61×	1.18×	0.59×	0.15×	2.9%	6	-0.58	3	B+
CCBGCapital City Bank Group, Inc.	$50.97	11.83×	1.31×	2.6×	8.31×	28.4%	87.1%	30.0%	22.0%	11.1%	1.4%	11.0%	0.17×	0.34×	2.56×	1.24×	2.3%	7	0.45	4	A-
CCNECNB Financial Corporation	$36.12	10.43×	0.74×	1.59×	4.62×	5.5%	60.7%	20.4%	16.3%	7.6%	4.8%	9.1%	0.36×	-2.3×	0.55×	0.13×	3.5%	6	-0.59	4	A
HBNCHorizon Bancorp, Inc.	$21.03	-5.4×	1.26×	8.38×	-6.42×	-127.2%	-29.5%	-193.4%	-145.9%	-21.9%	-42.0%	8.6%	0.59×	-1.8×	-1.5×	1.14×	3.4%	6	-0.51	3	B
Peer median	—	10.43×	0.86×	1.59×	7.66×	-29.7%	60.7%	20.4%	16.3%	7.6%	1.4%	11.0%	0.59×	0.34×	0.55×	0.43×	2.9%	6	-0.51	3	—