Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
INTRUM.STthis companyIntrum AB (publ)	SEK 1.98	-17.21×	2.27×	1.45×	12.1×	11718.5%	70.3%	26.1%	-8.4%	-13.2%	-33.9%	18.4%	4.05×	7.58×	1.18×	1.18×	0.0%	5	0.2	2	C
HOFI.STHoist Finance AB (publ)	SEK 206.00	9.72×	1.59×	1.69×	13.33×	37.2%	64.4%	25.3%	19.5%	18.4%	5.7%	0.0%	1.75×	6.97×	0.76×	0.01×	1.8%	4	-0.39	3	B-
QLIRO.STQliro AB	SEK 22.90	-4.64×	0.75×	0.83×	-6.33×	-480.4%	78.5%	-21.9%	-16.3%	-14.6%	-2.9%	-110.8%	0.21×	-1.41×	-8.93×	1.06×	0.0%	4	0.45	2	C+
TFBANK.STAvarda Bank AB (publ)	SEK 230.50	16.51×	3.48×	2.85×	12.21×	101.2%	78.2%	23.0%	18.0%	22.0%	2.3%	7.2%	0.24×	0.75×	1.06×	8.83×	1.0%	4	0.62	4	A-
Peer median	—	9.72×	1.59×	1.69×	12.21×	37.2%	78.2%	23.0%	18.0%	18.4%	2.3%	0.0%	0.24×	0.75×	0.76×	1.06×	1.0%	4	0.45	3	—