J.Jill, Inc. (JILL) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

+169.4%

$65.22

vs $24.21 price

Levered DCF

$37.59

After debt service

Piotroski score

7 / 9

Strong

Altman Z-score

1.96

Grey zone

Rating

A-

Overall 4 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
P/E	8.48×	10.35×	9.31×	8.55×	-6.62×	-0.26×	-0.41×	7×
P/B	1.93×	3.86×	9.06×	-1,648.07×	-4.16×	-0.38×	1.35×	1×
P/S	0.39×	0.67×	0.55×	0.58×	0.32×	0.09×	0.08×	0.3×
EV / EBITDA	5.11×	5.31×	4.93×	5.23×	17.37×	-3.56×	-6.67×	3.43×
Gross margin	68.7%	70.4%	70.8%	68.8%	67.4%	57.6%	62.0%	65.2%
Operating margin	8.6%	12.5%	14.2%	13.0%	10.0%	-38.5%	-16.2%	8.7%
Net margin	4.7%	6.5%	6.0%	6.8%	-4.8%	-32.7%	-18.6%	4.3%
Current ratio	1.08×	0.96×	0.89×	1.26×	0.89×	0.72×	0.96×	1.7×
Debt / equity	1.85×	1.97×	7.93×	-1,672.55×	-8.63×	-4.74×	12.36×	1.12×
Interest coverage	4.92×	4.87×	3.6×	3.76×	3.08×	-9×	-5.72×	3.21×
Dividend yield	2.1%	0.7%	0.0%	0.0%	0.0%	0.0%	96.3%	0.0%
Payout ratio	17.4%	7.3%	0.0%	0.0%	0.0%	0.0%	-39.0%	0.0%

Key metrics by fiscal year

Metric	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Return on equity	23.0%	37.3%	97.3%	-19258.0%	63.0%	143.9%	-333.4%	14.3%
Return on invested capital	10.1%	17.2%	18.3%	15.3%	16.6%	-31.1%	-20.2%	8.4%
Return on assets	6.2%	9.5%	8.5%	9.0%	-6.2%	-28.0%	-20.3%	4.9%
Free cash flow yield	9.9%	12.4%	13.8%	16.4%	37.4%	-104.6%	27.7%	20.0%
Earnings yield	11.9%	9.7%	10.7%	11.7%	-15.1%	-377.7%	-247.0%	14.3%
Enterprise value	$361.5M	$483.2M	$488.6M	$552.9M	$490.2M	$483.2M	$494.6M	$336.1M
Net debt / EBITDA	2.6×	1.91×	2.35×	2.64×	12.38×	-3.36×	-6.14×	1.78×
Cash conversion cycle (days)	30	22	29	26	22	34	47	37