Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
JIOFIN.NSthis companyJio Financial Services Limited	₹230.00	91.1×	1.06×	40.14×	82.62×	-8.2%	77.3%	46.7%	44.1%	1.2%	0.8%	0.7%	0.16×	9.36×	0×	0×	0.2%	3	1.78	2	C+
BAJAJHLDNG.NSBajaj Holdings & Investment Limited	₹10,942.00	10.29×	1.36×	9.67×	9.83×	540.8%	100.0%	98.1%	94.0%	13.2%	11.5%	4.8%	0×	-0×	13,967.56×	4.07×	1.1%	3	—	2	C+
BAJFINANCE.NSBajaj Finance Limited	₹1,064.85	26.19×	4.37×	6.08×	31.65×	-42.3%	58.1%	43.4%	23.2%	16.7%	4.4%	7.0%	3.22×	13.08×	0×	0.24×	0.7%	3	1.03	3	B+
IIFL.NSIIFL Finance Ltd.	₹627.00	11.02×	1.31×	1.37×	31.16×	-145.6%	54.1%	31.0%	12.4%	11.9%	3.5%	6.3%	5.01×	24.18×	0.73×	19.82×	1.1%	5	0.53	3	B-
IRFC.NSIndian Railway Finance Corporation Limited	₹83.50	16.27×	2.01×	4.17×	78.45×	203.8%	26.8%	26.6%	25.6%	12.4%	1.4%	3.5%	7.69×	62.19×	0×	12.3×	2.4%	2	0.3	2	C+
MANAPPURAM.NSManappuram Finance Limited	₹323.75	21.42×	1.34×	2.26×	46.41×	-154.2%	53.0%	29.7%	10.5%	6.3%	2.2%	15.0%	3.6×	32.78×	0.75×	32.19×	0.8%	2	—	2	C+
Peer median	—	16.27×	1.36×	4.17×	31.65×	-42.3%	54.1%	31.0%	23.2%	12.4%	3.5%	6.3%	3.6×	24.18×	0.73×	12.3×	1.1%	3	0.53	2	—