Kreon Finnancial Services Limited (KREONFIN.BO) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

+1416.4%

₹1,501.20

vs ₹99.00 price

Levered DCF

-₹2,052.19

After debt service

Piotroski score

3 / 9

Weak

Altman Z-score

5.25

Safe zone

Rating

Overall 3 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
P/E	6.86×	-10.73×	117.65×	10.54×	22.46×	-92.67×	-10.42×	202.18×
P/B	1.38×	1.44×	2.26×	2.32×	3.53×	23.21×	23.87×	7.12×
P/S	1.22×	1.9×	4.7×	5.12×	12.33×	26.12×	43.41×	55.74×
EV / EBITDA	7.95×	-33.99×	71.87×	14×	27.41×	-125.2×	-12.43×	112.54×
Gross margin	89.9%	70.6%	78.1%	80.7%	79.2%	12.4%	-114.4%	-126.3%
Operating margin	24.5%	28.2%	45.8%	44.7%	47.3%	-30.8%	-305.6%	-338.0%
Net margin	17.8%	-17.8%	3.9%	48.6%	55.0%	-28.1%	-416.9%	28.0%
Current ratio	0×	1.66×	2.05×	3.04×	2.76×	1.2×	1.21×	2.54×
Debt / equity	1.03×	2.08×	1.74×	0.85×	0.98×	7.79×	4.09×	0.63×
Interest coverage	0×	58.91×	60.63×	40.15×	0×	0×	0×	-140.42×
Dividend yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Payout ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%

Key metrics by fiscal year

Metric	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018
Return on equity	20.1%	-13.4%	1.9%	22.0%	15.7%	-25.0%	-229.2%	3.6%
Return on invested capital	9.5%	10.3%	7.5%	13.9%	8.9%	-4.9%	-33.1%	-24.6%
Return on assets	9.5%	-6.3%	1.0%	14.8%	10.2%	-4.9%	-42.8%	2.3%
Free cash flow yield	42.1%	-2.4%	-2.7%	-13.2%	-8.1%	1.7%	-8.7%	0.3%
Earnings yield	14.6%	-9.3%	0.8%	9.5%	4.5%	-1.1%	-9.6%	0.5%
Enterprise value	₹846.9M	₹1.1B	₹1.3B	₹646.9M	₹588.4M	₹585M	₹517.8M	₹478.6M
Net debt / EBITDA	3.28×	-19.97×	30.3×	3.55×	5.47×	-29.42×	-1.69×	7.04×
Cash conversion cycle (days)	0	-15	-29	-14	-31	-28	10	-71