Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
KRNYthis companyKearny Financial Corp.	$9.21	16.31×	0.78×	1.71×	31.43×	660.3%	50.8%	13.7%	10.4%	4.7%	2.6%	5.8%	1.5×	19.96×	0.28×	1.21×	4.7%	6	-0.54	2	C+
BWFGBankwell Financial Group, Inc.	$70.65	10.2×	1.18×	1.71×	5.89×	432.8%	51.6%	23.3%	16.9%	11.7%	1.9%	7.6%	0.6×	-0.86×	0.49×	1.89×	1.8%	7	1.5	4	A-
CFBKCF Bankshares Inc.	$35.41	9.24×	0.85×	1.25×	0.9×	68.4%	41.8%	17.1%	13.5%	9.2%	0.8%	11.6%	0.66×	-6.23×	0.33×	15.31×	1.2%	5	0.3	4	A-
FRBAFirst Bank	$19.85	9.41×	0.93×	1.66×	6.17×	133.2%	55.2%	23.2%	17.7%	9.8%	5.8%	15.3%	0.61×	-0.51×	0.58×	0.13×	1.5%	6	0.29	4	A-
GCBCGreene County Bancorp, Inc.	$36.39	13.94×	2.06×	3.92×	14.9×	-41.3%	62.1%	32.1%	28.1%	14.8%	1.3%	7.3%	0.56×	2.98×	0.88×	0.25×	0.7%	8	-0.32	3	B+
HNVRHanover Bancorp, Inc.	$21.90	23.11×	0.86×	1.2×	7.08×	77.6%	43.9%	6.9%	5.2%	3.7%	2.1%	7.1%	0.68×	-5.17×	0.14×	0.13×	1.7%	6	0.18	3	B
Peer median	—	10.2×	0.93×	1.66×	6.17×	77.6%	51.6%	23.2%	16.9%	9.8%	1.9%	7.6%	0.61×	-0.86×	0.49×	0.25×	1.5%	6	0.29	4	—