Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
LDIthis companyloanDepot, Inc.	$0.52	-6.9×	1.86×	0.28×	21.42×	-6949.5%	88.3%	13.2%	-4.1%	-26.7%	42.9%	-168.2%	21.48×	19.6×	0.63×	0.12×	0.6%	2	-0.22	1	D+
ABTCAmerican Bitcoin Corp	$5.25	-10×	2.31×	8.31×	-15.24×	-356.7%	50.3%	-123.1%	-82.7%	-23.0%	-17.2%	-5.2%	0.28×	-1.63×	0×	0.08×	0.0%	3	-0.19	2	C
BETRBetter Home & Finance Holding Company	$19.27	-3.01×	13.44×	2.61×	-9.17×	-543.5%	77.7%	-64.3%	-86.7%	-446.1%	-8.2%	-46.7%	16.55×	-4.58×	-2.87×	0.58×	0.0%	2	-2.24	1	D+
ECPGEncore Capital Group, Inc.	$112.77	4.92×	1.29×	0.72×	8.03×	24.9%	69.0%	35.4%	14.6%	26.3%	8.9%	10.1%	4.23×	6.09×	2.17×	595.09×	0.0%	6	2.33	3	B+
GEMIGemini Space Station, Inc.	$2.57	-2×	2.15×	7.95×	-7.43×	-565.9%	58.0%	-358.6%	-398.7%	-107.8%	-43.2%	-19.4%	1.22×	-0.84×	-7.45×	1.29×	0.0%	6	-2.18	1	C-
JCAPJefferson Capital, Inc. Common Stock	$19.75	3.57×	1.41×	1.09×	7.09×	448.6%	67.8%	51.6%	30.6%	39.5%	13.0%	39.9%	3.6×	5.06×	2.99×	0.2×	9.5%	7	1.35	3	B
Peer median	—	-2×	2.15×	2.61×	-7.43×	-356.7%	67.8%	-64.3%	-82.7%	-23.0%	-8.2%	-5.2%	3.6×	-0.84×	0×	0.58×	0.0%	6	-0.19	2	—