Libord Finance Limited (LIBORDFIN.BO) Valuation

Valuation

Model-based estimates, not advice. The DCF is the discounted-cash-flow value per share; compare it with the price, not as a target.

DCF fair value

-57.7%

₹5.92

vs ₹14.00 price

Levered DCF

₹9.15

After debt service

Piotroski score

4 / 9

Average

Altman Z-score

—

Rating

C-

Overall 1 / 5

Ratios by fiscal year

Margins and yields are shares of revenue, equity or price; multiples are ×.

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
P/E	41.54×	-42.43×	75.38×	106.14×	129.05×	8.33×	25.29×	744.53×
P/B	1.53×	1.38×	0.86×	0.54×	0.71×	0.64×	0.49×	1.09×
P/S	22.27×	18.3×	20.7×	12.18×	18.46×	14.71×	4.53×	13.88×
EV / EBITDA	29.77×	-71.22×	33.68×	27.99×	34.29×	29.24×	-2.61×	193.64×
Gross margin	63.4%	65.7%	70.7%	40.9%	42.8%	40.6%	85.4%	79.6%
Operating margin	97.8%	-38.4%	-26.1%	19.8%	-2.4%	15.1%	60.8%	2.6%
Net margin	53.6%	-42.7%	26.8%	11.5%	14.3%	14.3%	18.1%	1.9%
Current ratio	28.07×	1,803.59×	102.3×	54.66×	157.67×	237.44×	97.92×	14.86×
Debt / equity	0.01×	0.02×	0.03×	0.01×	0.02×	0.03×	0.01×	0.15×
Interest coverage	32.71×	-7.89×	-6.89×	5.03×	-0.31×	3.09×	35.7×	104.12×
Dividend yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Payout ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%

Key metrics by fiscal year

Metric	FY2026	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Return on equity	3.7%	-3.2%	1.1%	0.5%	0.5%	0.6%	2.0%	0.1%
Return on invested capital	6.6%	-1.9%	-0.8%	0.6%	-0.1%	0.5%	5.1%	0.1%
Return on assets	3.6%	-2.1%	1.1%	0.5%	0.5%	0.6%	1.9%	0.1%
Free cash flow yield	-33.9%	29.2%	2.2%	5.6%	-0.1%	0.3%	-23.9%	7.7%
Earnings yield	2.4%	-2.3%	1.3%	0.9%	0.8%	1.0%	4.0%	0.1%
Enterprise value	₹265.8M	₹235.7M	₹158.4M	₹85.3M	₹111.3M	₹98M	₹67.2M	₹185M
Net debt / EBITDA	0.15×	-1.03×	0.96×	0.38×	0.76×	1.13×	-0.04×	22.79×
Cash conversion cycle (days)	656	5,098	2,084	4,566	5,740	2,613	-1,796	5,659