Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
LTF.NSthis companyL&T Finance Ltd	₹273.70	20.15×	2.15×	3.46×	38.6×	-138.1%	58.9%	35.8%	17.2%	10.7%	3.3%	17.9%	3.94×	24.32×	0.91×	0×	1.1%	5	0.56	2	C+
CHOLAFIN.NSCholamandalam Investment and Finance Company Limited	₹1,790.80	21.86×	3.75×	3.63×	42.8×	-64.0%	52.6%	33.3%	16.6%	17.2%	3.2%	13.0%	6.93×	27.05×	0.73×	6.24×	0.1%	5	0.64	2	B-
FEDFINA.NSFedbank Financial Services Limited	₹156.30	13.48×	1.58×	2.08×	32.82×	-91.2%	55.6%	20.7%	15.4%	11.7%	2.0%	5.4%	4.67×	23.83×	0×	0×	0.0%	2	0.55	3	B
FIVESTAR.NSFive-Star Business Finance Limited	₹426.90	9.46×	1.41×	3.2×	10.96×	362.1%	75.0%	51.8%	33.8%	14.9%	8.0%	13.0%	1.11×	4.03×	0×	0×	0.6%	4	1.46	3	B
IIFL.NSIIFL Finance Ltd.	₹627.00	11.02×	1.31×	1.37×	31.16×	-145.6%	54.1%	31.0%	12.4%	11.9%	3.5%	6.3%	5.01×	24.18×	0.73×	19.82×	1.1%	5	0.53	3	B-
MASFIN.NSMAS Financial Services Limited	₹263.93	14.33×	1.79×	3.02×	33.9×	-26.2%	31.6%	25.4%	21.1%	12.5%	1.8%	-35.3%	3.47×	22.2×	0×	213.38×	0.7%	4	1.54	3	B+
Peer median	—	13.48×	1.58×	3.02×	32.82×	-64.0%	54.1%	31.0%	16.6%	12.5%	3.2%	6.3%	4.67×	23.83×	0×	6.24×	0.6%	4	0.64	3	—