Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
MBIthis companyMBIA Inc.	$4.57	-1.99×	-0.16×	4.41×	226.8×	-2455.6%	15.0%	-226.3%	-221.3%	7.9%	-13.0%	10.8%	-1.5×	204.75×	-0.92×	2.69×	0.0%	4	-0.48	2	C
ATLCAtlanticus Holdings Corporation	$82.16	9.06×	1.66×	1.44×	40.88×	102.5%	56.3%	22.7%	17.3%	20.1%	1.7%	62.5%	10.75×	34.91×	0.53×	1.76×	1.2%	7	0.68	3	B+
BWFGBankwell Financial Group, Inc.	$70.67	10.2×	1.18×	1.71×	5.89×	432.8%	51.6%	23.3%	16.9%	11.7%	1.9%	7.6%	0.6×	-0.86×	0.49×	1.89×	1.8%	7	1.5	4	A-
JRVRJames River Group Holdings, Ltd.	$3.84	6.17×	0.44×	0.43×	4.84×	1858.7%	28.4%	7.4%	6.9%	7.1%	4.5%	-8.1%	0.49×	0.92×	2.15×	0.91×	3.4%	5	0.34	3	B+
MSBIMidland States Bancorp, Inc.	$32.63	-3.45×	0.82×	0.99×	-7.84×	-118.8%	57.4%	-22.1%	-26.6%	-22.0%	-9.5%	26.0%	0.67×	-2.77×	-0.68×	0.26×	7.9%	7	0.18	3	B
MVBFMVB Financial Corp.	$26.36	12.24×	0.99×	1.22×	4.14×	25.6%	71.7%	13.6%	10.0%	8.1%	5.8%	0.6%	0.23×	-4.23×	0.54×	0.09×	2.6%	5	1.31	3	B
Peer median	—	9.06×	0.99×	1.22×	4.84×	102.5%	56.3%	13.6%	10.0%	8.1%	1.9%	7.6%	0.6×	-0.86×	0.53×	0.91×	2.6%	7	0.68	3	—