Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
MFINthis companyMedallion Financial Corp.	$9.91	5.44×	0.57×	0.66×	1.87×	1212.2%	96.7%	50.5%	12.2%	10.5%	4.3%	53.9%	0.77×	0.61×	1.81×	27.1×	4.7%	8	1.4	3	B-
CPSSConsumer Portfolio Services, Inc.	$9.88	10.6×	0.66×	0.48×	14.25×	1110.0%	99.6%	60.8%	4.5%	6.2%	2831.3%	141.2%	11.33×	13.46×	1.12×	0.44×	0.0%	7	0.21	3	B-
FOAFinance of America Companies Inc.	$13.00	6.47×	0.63×	0.1×	198.35×	-190152.0%	19.4%	5.3%	2.1%	14.0%	0.4%	-209.3%	93.27×	196.99×	0.07×	8×	0.1%	2	-0.01	1	C-
LIENChicago Atlantic BDC, Inc.	$9.20	7.08×	0.78×	4.34×	7.47×	1313.5%	77.3%	63.6%	61.3%	11.0%	10.5%	-8.7%	0.08×	0.64×	27.63×	0.22×	9.9%	4	3.43	4	A+
OPRTOportun Financial Corporation	$11.20	9.98×	0.65×	0.4×	34.61×	-931.6%	63.7%	6.9%	4.0%	6.5%	13.9%	153.7%	7.21×	31.65×	0.19×	9.17×	0.0%	8	0.34	3	B-
OVLYOak Valley Bancorp	$35.06	10.37×	1.19×	3.03×	1.41×	163.5%	99.0%	37.5%	29.3%	11.5%	10.4%	9.9%	0×	-6.39×	2.3×	0.23×	2.0%	4	—	3	B
Peer median	—	9.98×	0.66×	0.48×	14.25×	163.5%	77.3%	37.5%	4.5%	11.0%	10.5%	9.9%	7.21×	13.46×	1.12×	0.44×	0.1%	4	0.28	3	—