Company	Price	Valuation					Profitability					Cash & leverage					Quality				Rating
		P/E	P/B	P/S	EV / EBITDA	DCF upside	Gross margin	Operating margin	Net margin	ROE	ROIC	FCF yield	Debt / equity	Net debt / EBITDA	Interest coverage	Current ratio	Dividend yield	Piotroski (0-9)	Altman Z	Rating score (1-5)
MNSBthis companyMainStreet Bancshares, Inc.	$22.26	11.57×	0.71×	1.15×	8.29×	-46.3%	54.4%	14.0%	11.5%	7.1%	5.0%	6.8%	0.32×	1.81×	0.31×	0.02×	3.3%	6	-0.71	3	B
CFBKCF Bankshares Inc.	$35.41	9.24×	0.85×	1.25×	0.9×	68.4%	41.8%	17.1%	13.5%	9.2%	0.8%	11.6%	0.66×	-6.23×	0.33×	15.31×	1.2%	5	0.3	4	A-
ECBKECB Bancorp, Inc.	$20.85	18.11×	0.82×	1.77×	30.98×	-24.9%	39.9%	13.1%	9.8%	4.5%	1.6%	6.4%	1.66×	17.79×	0.22×	0.1×	0.0%	8	-0.45	3	B
FCAPFirst Capital, Inc.	$62.49	12.11×	1.44×	3.03×	2.82×	178.1%	75.7%	30.5%	25.1%	11.9%	11.2%	10.1%	0×	-6.61×	1.35×	0.35×	2.0%	6	0.23	3	B+
FNWDFinward Bancorp	$44.19	18.62×	0.86×	1.49×	15.16×	569.3%	65.6%	8.0%	8.0%	4.6%	0.9%	6.0%	0.48×	4.65×	0.23×	1.77×	1.0%	7	-0.59	2	C+
HNVRHanover Bancorp, Inc.	$21.90	23.11×	0.86×	1.2×	7.08×	77.6%	43.9%	6.9%	5.2%	3.7%	2.1%	7.1%	0.68×	-5.17×	0.14×	0.13×	1.7%	6	0.18	3	B
Peer median	—	18.11×	0.86×	1.49×	7.08×	77.6%	43.9%	13.1%	9.8%	4.6%	1.6%	7.1%	0.66×	-5.17×	0.23×	0.35×	1.2%	6	0.18	3	—